Finextra’s US Regulation Pulse Check 2026

 

• Which 2026 regulatory deadlines pose the greatest operational challenge for organisations?
  
  
• How confident are companies in their ability to meet the new AML/CFT program requirements proposed by FinCEN?
  
  
• Will the GENIUS Act drive the uptake of digital assets?
  
  
• How have organisations adjusted capital planning or liquidity frameworks in response to anticipated Basel III recalibrations?
  
  
• What partnerships or external support are banks leveraging to navigate the evolving US regulatory landscape?

Building on Finextra’s US Regulation 2025 Survey, our 2026 version captures and explores ongoing priorities within US regulation. It’s been a year since President Trump returned to office, giving way to a clearer deregulatory agenda, with many firms now facing new questions around risk, resourcing, and long-term planning.

At the same time, multiple regulatory deadlines are converging for the US in 2026, including Treasury Central Clearing mandates, ACH fraud monitoring rules, the GENIUS Act, and AML/CFT programme redesigns, financial institutions are under pressure to prioritise and sequence their compliance efforts.

As a result, the financial services industry must evaluate in advance which deadlines are causing the greatest concern and how firms are balancing urgency with strategic planning. Alongside this, while regulators revisit capital and liquidity frameworks, firms are recalibrating their financial strategies.

Our 2026 US Regulation Pulse Check survey deep dives into this, providing insights into how ahead of 2026, institutions are leveraging AI and automation to meet compliance deadlines, adjusting their capital planning, stress testing, and liquidity buffers in anticipation of rule changes, and figuring out what this means for long-term financial stability and competitiveness. In a landscape marked by complexity and fragmentation, partnerships are becoming essential.

 

Register for this PREDICT 2026 Finextra Research webinar to join our panel of industry experts who will discuss the 2026 US regulatory deadlines that pose the greatest operational challenge for organisations.