EPC issues RFP for API Test Toolbox for verification of payee


The European Payments Council has issued a request for proposal (RFP) for an API Test Toolbox for the Verification of Payee scheme.

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The VOP scheme, developed by the EPC, will come into effect on 5 October 2025. It provides all Payment Service Providers (PSPs) in the European Union (EU) and European Economic Area (EEA) with a mechanism to verify the payee of an instant credit transfer

The VOP Scheme relies on the use of APIs for the inter-PSP messages. This creates a number of challenges to ensure cross-border reachability, interoperability and the well-functioning of the scheme between participants.

To this end, the EPC intends establishing a reference API test environment that will emulate both server-side and client-side VOP scheme interactions. Additionally, the EPC requires the VOP API Reference Toolbox to enable the stakeholders in the scheme to self-certify compliance with the VOP API.

The RFP will run from 23 December 2024 and the deadline for submissions, is Friday 17 January 2025.

Candidates interested in tabling a bid must first complete this form to receive the RFP document, and then submit their application via email.

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